Pricing
Flat monthly. No contracts.
You're never locked in. Pause or cancel the month you hit your target score.
Single bureau focus
Essential
$69/mo
- Three-bureau report audit
- Up to 8 disputed items per round
- Monthly progress report
- Score tracking dashboard
Most chosen
Accelerate
$119/mo
- Everything in Essential
- Unlimited dispute items
- Creditor negotiation & goodwill letters
- Inquiry removal campaign
- Score simulator + utilization plan
- Dedicated specialist
Loan deadline work
Mortgage Ready
$199/mo
- Everything in Accelerate
- Rapid rescore coordination
- Lender-timeline sequencing
- Weekly strategy calls
- Debt paydown modeling
First-work fee billed only after your first dispute round is mailed, as required by law. Free audit before you pay anything.