Your credit score, engineered upward
Fico Boost Now combines bureau-level report forensics with an automated dispute engine. We find what's wrong, challenge it relentlessly, and show you every point you gain in real time.
Live score
742
+109 since enrollment
+87
avg. point lift in 6 months
1.2M
report items analyzed
42 days
median first deletion
3
bureaus monitored live
Four engines working your file at once
Report intelligence
We pull all three bureau files and scan every tradeline, inquiry, and public record for FCRA violations and reporting errors.
Automated dispute engine
Round-based disputes are drafted, mailed, and escalated on schedule — with Metro 2 citations bureaus can't ignore.
Score simulation
Model utilization, payment timing, and mix changes before you act, so every move is a measured point gain.
Creditor negotiation
Goodwill letters, pay-for-delete offers, and validation demands handled by specialists on your behalf.
From audit to ascent in three moves
01
Free audit
Connect your reports in 90 seconds. We flag every damaging and disputable item.
02
Custom repair plan
A specialist builds your dispute sequence and score strategy, prioritized by point impact.
03
Track and boost
Watch deletions land and your score climb in a live dashboard with weekly updates.
See what's hurting your score — free
A full three-bureau audit with a point-impact breakdown. No card required.